Your University Neighborhood Home Improvement Loan is an affordable way to quickly access the money you need to make interior and/or exterior home renovations and repairs — even if you have built little or no equity in your home.
Financing of up to $10,000 (determined on a case by case basis)
No Income Requirements Low interest rate and closing costs Low fixed payments No pre-payment penalty Your choice of contractor (must have general liability and worker’s comp insurance) Most exterior home renovations and repairs are eligible.
You are eligible for this program if you own and occupy a property in the boundaries of the UNPA Target Area.
Eligible participants must also be current on their property taxes and water bills.
Apply today by filling out the attached application.
The process can start in as little as 24 hours, if you make sure to also include the following documentation:
Recorded deed to your home
Current homeowners insurance stating period covered and amounts of coverage Proof of income for applicant (copies of three current consecutive pay stubs, SSI benefit letter, social security, pension, unemployment, etc.) Last year’s federal tax return (if filed) Driver’s license or other form of picture identification Lead test results for children under seven who reside in the home
Home HeadQuarters, Inc. can provide home improvement loan inspection services for UNPA Home Improvement Loan customers. Inspection services conducted by trained inspection staff can include the following:
• Review of work specification provided by contractor
• On-site inspection of work in progress
• On-site inspection of work completed
• Required sign off by contractor, homeowner and inspector of project satisfaction for final payment
Fee for Inspection Service: $300 (Can be financed within loan)
Right of Refusal: UNPA Home Improvement Loan customers can waive this service prior to loan closing.
Mail, drop off, email, or fax your application to:
Home HeadQuarters, Inc.
538 Erie Boulevard West, Syracuse, NY 13204
Fax: (315) 474-0637
Phone: (315) 474-1939
Email: info@homehq.org
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