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Autumn 2003  

A BIT OF AMERICANA RIGHT HERE IN THIS NEIGHBORHOOD …
During this past summer, you may have noticed a house on the corner of Buckingham Avenue and Meadowbrook Drive being disassembled and wondered what was going on. With the 172-page Lustron Manual in hand, Susan Germain and several of her friends carefully took this unique c. 1949 house apart. Susan plans to reassemble the house, perhaps as a camp on a lot in the country. Right now, Germain says, "I am the caretaker." The house, a Lustron House, is considered a collector’s item. Experts regard the inexpensive well-engineered "rodent proof, fireproof, lightning proof, and rustproof houses" as prototypes of today’s modulars. Lustron kits were sold to local dealers and arrived at the building site the way this one left, on a flatbed trailer with the first parts ready to unload first. Most had two bedrooms and a built-in dishwasher/clothes washer as well as a bookcase, a china cabinet, seven closets, a built-in furnace, sliding doors, overhead storage cabinets – all on one floor. It was considered the perfect starter home for GI’s returning from World War II. The company planned to produce 40,000 a year, 2500 were sold. Only 2,000 are still standing, seven in the Syracuse area. In addition to this one in the University Neighborhood, Susan found them in Westvale, North Syracuse, Lyncourt, and near Le Moyne College. "People’s response while we were working was wonderful", says Susan. "We averaged about 100 visitors a day." The most persistent question: "What’s special about this house?" "Neighbors bought us pizza and sat down and talked. It made us feel we were doing the right thing."

— Excerpts from article written by Dick Case, Post Standard Columnist, Sunday, September 21, 2003.

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NEIGHBORS RECLAIM SYRACUSE, ONE LOT AT A TIME …
The City of Syracuse neighborhood vacant lot involves neighbors buying the lot next door (measuring 40′ x 100′ or less) for $500 from the City. For more information, contact Caty Easterly at Home Headquarters, 474-1939 x238 or City of Syracuse Real Estate Department, 448-8293.

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BUYING YOUR FIRST HOME? KNOW THE FACTS …
Buying a home is an exciting event in your life, but it is not without risks. If you don’t understand all of the terms of your loan agreement, including interest rates, fees and penalties, you risk not being able to afford your monthly payments. And this can lead to losing your home. So ask the right questions. Shop around and compare the terms. Don’t borrow more than you can afford. Never sign documents that you don’t understand. Consider getting an attorney. If you have any questions about getting a loan to buy a home, contact the NY State Banking Department at 1-800-334-3360, or visit their website at www.banking.state.ny.us.

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NEIGHBORHOOD CLEANLINESS CONCERNS …
In an effort to keep up the quality of life in this neighborhood, it’s important that we all work together. Whether you are a landlord, a permanent resident or a student, cleanliness and beautification should be a concern for all. The following suggestions are presented by Carmen Harlow, Deputy Commissioner Syracuse City Department of Public Works, not only to benefit our health and well-being, but also to avoid unnecessary citation. Don’t put out excessive trash receptacles or early set-outs. Keep all trash receptacles (including blue bins) as far away from public view as possible. Remove all trash receptacles (including blue bins) after pick-up as soon as possible. "As a former S.U. student athlete who lived on Ackerman Avenue, and now as a commissioner of public works, I understand the importance of strong relationships with City services," says Harlow. Contact Carmen Harlow at 448-8519 for more information.

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ABOUT THE UNIVERSITY-COMMUNITY PARTNERSHIP …
The University-Community Partnership was created in Summer 1999 as a way for Syracuse University, its neighbors, and the City of Syracuse to collaborate to improve the overall quality of life for those residing in the neighborhoods near the campus. Representatives from SU, the SUNY College of Environmental Science & Forestry, the City of Syracuse, and numerous neighborhood associations (including UNPA) developed an implementation team in addition to the partnership. When neighborhood residents report quality of life issues to SU administrators and the City of Syracuse, a team (or subcommittee) of people from SU and the surrounding community forms to address those issues and find solutions. For information about the University-Community Partnership Forum or Code Enforcement subcommittees, contact the SU Office of Government and Community Relations, 443-3919. For information about the Neighborhood Safety Patrol subcommittee, contact the SU Department of Public Safety, 443-2224.

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OFF CAMPUS STUDENTS FACE TOUGHER LAW ENFORCEMENT …

"This is a residential area where families live, too", said Syracuse Police Sgt. Thomas Connellan. "If anything interrupts the quality of life for people, something needs to be done about it." Last year, police instituted a zero tolerance policy for open containers which will continue until the parties calm down and the number of arrests decline. If that happens, Lt. Joe Cecile of the Syracuse Police Department says that the police would consider going back to a policy of giving students warnings. Police have increased patrols all around the university, and if students are arrested off-campus, they will have to deal with both the City of Syracuse and the SU judicial system.

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WESTCOTT CINEMA PROJECTS ART FILMS WITH A MESSAGE …
Nat Tobin, owner of the Westcott Cinema, likes to welcome his audience to each showing. He often introduces himself to the crowd and provides a brief synopsis of the film they came to see. The Westcott Cinema passes up popular movies in favor of independent art films with a message. Tobin takes pride in projecting quality films that make the audience think. "I personally believe in the product we show", says Tobin. The advantages of the Westcott Cinema seem endless, especially due to its prime location in the middle of Westcott Street next to Alto Cinco’s, Dorian’s and Munjed’s restaurants. "Westcott is a vibrant area conducive to the kinds of films we show here," says Tobin. The Cinema first opened in 1928. It was originally built for both films and plays, and was once owned by Syracuse Stage. There was even a brief time during the 1950’s when the theater specialized in pornographic films. It has the largest movie screen in Syracuse outside of the Landmark Theatre, and the projector makes the film appear brighter and colorful. And, if the warm atmosphere, location, and excellent movies doesn’t win you over, at least you can tell people you’ve been to one of Syracuse’s oldest porn theaters. Curious? Call 479-9911.

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HUD HELPS TEACHERS & OFFICERS BUY HOMES …
The U.S. Department of Housing & Urban Development (HUD) wants to make American communities stronger. The Teacher Next Door and Officer Next Door programs are designed to further this goal by encouraging teachers and officers to buy discounted HUD-homes in low and moderate income neighborhoods. To participate in the program, you must be "employed full-time by a public school, private school, or federal, state, county or municipal educational agency as a state-certified classroom teacher or administrator in grades K-12" or a "full-time, sworn law enforcement officer who is "employed full-time by a Federal, state, county or municipal government; or a public or private college or university". You do not have to be first-time homebuyer to participate. You cannot own any other home at the time you close on your TND/OND home. You must agree to live in the HUD home as your only residence for 3 years after you move into it. The benefit for the teacher or officer is that a selected bidder may purchase the property at a 50% discount from the list price. For example, if a HUD home is listed for $100,000, a teacher can buy it for $50,000. To make the HUD home even more affordable, you can use the FHA’s 203(k) mortgage program with a downpayment of only $100. You may finance all closing costs or UNPA can assist you with closing costs. Since these homes are located in HUD Revitalization areas, there may be additional assistance from state and local government sources. For more information on this program, visit www.hud.gov or contact HUD at 1(800)569-4287. For a list of homes for sale in the 13210 area, visit www.firstpreston.com.

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IF YOUR HOME NEEDS REPAIRS …

If your needs repairs, you may want to consider refinancing your current mortgage under the FHA 203(k) mortgage program. This program allows you to finance both the purchase of the home and the cost of needed repairs. You have the benefit of one loan for both costs and one monthly payment. Discuss this financing option with your lender. Buyer beware, it is important to investigate all of your options, some lenders would not consider this program because of the amount of "paperwork". For more information about the FHA 203(k) program and to locate a 203(k) lender in Syracuse, visit www.fhainfo.com/fha203k.htm.

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BUYING A HOME? WHAT YOU NEED TO KNOW …

Before you start, there are many laws that protect you from scams, unnecessary expenses, and discrimination the process of home buying.

Know your rights. Find out how much mortgage you can afford. You can save yourself a lot of wheel-spinning if you take a minute to figure out how much mortgage you can afford. Create your "wishlist". Focus on the features you want in a home: 2 bedroom or 3? 1 bath or 2? Garage or no garage? Knowing what you are looking for will help you focus your search, and it will help your real estate broker too.

Find a real estate broker. You want to start searching for a broker as soon as you decide to buy a home. Talk to several and find someone you think you will be comfortable working closely with. Ask your friends and relatives who they used and what their experiences were, or drive through neighborhoods you like and note the names of brokers on "for sale" signs.

Investigate mortgages and homebuying programs. Many different kinds of mortgages are available to you. Read about them, and make sure you understand the pros and cons of each. Shop around, you will be surprised at your options.

Now you really begin house hunting. Your real estate broker will be able to find listings for you based on your wishlist. But don’t stop there, do some of your own looking, and then ask your broker to show you the house. Drive around neighborhoods that interest you. Go to open houses. Try everything. Take a homebuyer education course that will tell you everything you need to know about the homebuying process from Home Headquarters Inc, Syracuse. Call 474-1939 for more information or visit www.homehq.org.

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SO YOU NEED TO FIND A REAL ESTATE AGENT …

There’s a common saying in the real estate industry regarding the vast number of agents in the business: "If you don’t have any friends who are agents, then you probably don’t have any friends at all." With so many agents out there, how can you make an intelligent decision? While there’s an exception to every rule, and every marketplace has its own nuances (especially the University Neighborhood), here are some rules to apply when you want the best representation to protect your interests:

• Demand Experience – while there are brand new agents with good intentions why trust one of the largest investments you’ll every buy or sell to someone without experience.

• Look for Commitment – while there are a large number of part time and recreational salespeople, no matter how long they have been in real estate, a lack of commitment makes it impossible for them to keep up with the vast changes in the law, marketing and business practices that are occurring in the profession today.

• Consider Education – in many states, the requirements for real estate licensing are substantially less than those for cutting hair. A GRI designation means that a broker completed the 15, 8-hour modules and passed examinations to earn accreditation with the National Association of Realtors.

• Conduct Interviews – before you hire an agent to help you buy or sell a home, you should interview at least 3 agents in person. The interview itself does not need to be a formal one, but simply an opportunity for you to meet the candidate and explain your needs, and to determine whether or not you would be comfortable working with them.

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LEAD HURTS KIDS…

Did you know that any home, apartment, school or day care facility built before 1978 could be a source of lead poisoning for your child?

For more information, call 1-800-424-LEAD.

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REAL ESTATE ALERT – CARBON MONOXIDE DETECTOR LAW
Effective March 6, 2003, a functioning carbon monoxide detector must be installed in every one and two family house, coop, or condo offered for sale. The new law does not apply to New York City.

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HOME EQUITY PROTECTION PROGRAM

In July 2002, Congressman Walsh and Syracuse Neighborhood Initiative officials announced the creation of the Home Equity Protection (HEP) program, designed to encourage greater investment and home ownership in the City of Syracuse.

HEP is administered by Equity Headquarters, a subsidiary of Home Headquarters. According to the Equity Headquarters web site, HEP provides financial protection to homeowners in the event that home prices decline in their neighborhood (defined by zip code) between the time they purchase the protection and the time they sell their home.

After a three year period from purchasing the plan, if a homeowner sells his/her home and home prices have dropped in the neighborhood, HEP pays down the mortgage or pays the homeowner directly in an amount defined as the percentage decrease in price times the Protected Value of the home.

For example: A homeowner purchases Home Equity Protection for a $60,000 home. The cost of the plan is a one-time 1.5% fee based on the Protected Value of the home. (Protected Value is defined as the current market value of the home, some portion thereof, or the anticipated value after improvements.) In this case, the fee for the plan is $900 (1.5% of $60,000). After three years, if the homeowner sells his/her house and prices have dropped in the neighborhood zip code by 20%, HEP would pay $12,000 (20% of $60,000) to the homeowner, no matter what price the home sold for.

HEP is available to one and two family, owner-occupied homes in any neighborhood within the City of Syracuse. The program is funded through a $5 million federal grant secured by Congressman Walsh in FY 2002.

For more information about the HEP program, visit the Equity Headquarters web site at www.equityhq.org or call (315) 474-1939, ext. 248.

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RESIDENT FINALLY FEELS "AT HOME"
As an army brat, growing up meant never staying in one place too long. In fact, my stint in Syracuse has been the longest I have ever lived in one place. I moved to Syracuse in 1992 to attend college at the State University of New York, College of Environmental Science and Forestry. More than ten years later, I still live in the neighborhood, now as a homeowner rather than a student renter.

After graduating in 1995 with a Bachelors degree in environmental studies, I remained in Syracuse to pursue a graduate degree at SUNY-ESF and the Maxwell School of Citizenship and Public Affairs at Syracuse University. While in grad school, I met my husband Brian, an employee of Syracuse University. With both of us closely tied to the University, when we decided to purchase our first house, the natural choice was to stay in the University Neighborhood.

In 1999, I obtained a job with the City of Syracuse, Department of Community Development. For nearly three years, I worked as a planner for the City’s Eastside neighborhoods as well as managing several programs funded through Federal grants. In May 2002, I switched roles and joined Crucible Materials Corporation as an Environmental Specialist.

I have stayed in the University area and Syracuse so long because I like the people, the look and feel of the neighborhood, the proximity of businesses and other amenities, but most importantly, I feel at home. From someone who has lived in many places, that says a lot.

Donia Zilles
UNPA Vice President – President Elect
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MAYOR ANNOUNCES EMPLOYEE MORTGAGE ASSISTANCE PROGRAM

"We want to encourage people to live in the City," says Mayor Driscoll. All City employees are eligible for this City-sponsored mortgage assistance program. This program provides opportunities for first time homebuyers in the City as well as current homeowners who want to buy in the City. As an added incentive, UNPA can supplement this program with our mortgage assistance program. The first 100 City employees to participate in this program will also be guaranteed a slot in the Home Headquarters’ Home Equity Protection Program that would protect the market value of your home. Attorneys, Bond Schoeneck & King, agreed to give City employees deep discounts on closing costs and even waive them altogether. For further information about the "Home Assist" program, contact Catherine Faulkner at KeyBank, 385-0000.

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KEEPING THE ‘TOWN’ IN COLLEGE TOWN
Bob Karrow, a technical writer who has always lived in college towns, maintains a web site devoted solely to the topic of College Town issues. He believes that through creative university and neighborhood partnerships, college and university communities can work together to keep the ‘town’ in college town. For more information, please visit the web site: www.users.muohio.edu/karrowrs/College/index.html.

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OHA CHIEF WANTS TO GIVE THE PAST A NEW PRESENCE
Paul Pflanz, the new Director of the Onondaga Historical Association, wants to illustrate life in Syracuse from as many perspectives as possible. Pflanz would like to get family photos of Syracuse’s ethnic communities and incorporate them into the OHA collection. "We haven’t been a destination for people leaving family albums," Planz says, "I want images from everybody." If you have pictures to share and stories to tell, contact the Onondaga Historical Association at 428-1864.

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HEARD IT THROUGH THE GRAPEVINE

If you hear of a house coming up for sale, or if you hear of someone who wishes to live in, and buy a home in, the university neighborhood, by all means call UNPA at 476-5228. We will network with real estate agents and share information about what help is available from UNPA and other organizations.

UNPA’s goal is promotion of owner occupancy. At this time, most "mint condition" houses in our neighborhood are selling very well. The challenge now, as when UNPA was formed in 1990, is bring back into owner occupancy some of the houses that have been rental properties. We are particularly interested in hearing from rental property owners who are ready to sell a house in the area. There are several blocks in the area that will benefit from the return of two or three homes to owner occupancy. With that change, they can join may other blocks that have the balance of families and students that many of us appreciate about the neighborhood.

We look forward to hearing from you.

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FREE ENERGY AUDITS AVAILABLE…

Free Energy Audits are available to University Neighbors through Entherm.

Entherm is a local weatherization company that performs home energy audits under the New York State Energy Star Program. In addition to climbing in and out of attics, certified energy auditors can help homeowners prioritize their home improvement needs. Low 5% loans are also available through this program to finance energy-related work using Fannie Mae and NYSERDA funding. Grants are also available for people whose household income is 60% of the NYS Median Income. Eligible energy saving measures includes: insulation, ventilation, high efficiency heating systems, energy star appliances, windows and doors, etc.

Bill Meadows, a certified energy auditor of Entherm, resides at 1155 Lancaster Avenue. He and his wife, Jacqueline are UNPA recipients who welcome this opportunity to give back to our community by performing energy audits for neighborhood families at no change (thereby saving you about $107). If you are interested in this program, please contact Bill at 420-2210.

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WESTCOTT COMMUNITY CENTER PRESENTS…
FIFTH ANNUAL UNIVERSITY NEIGHBORS LECTURE SERIES

The University Neighbors Lecture Series committee is excited to announce its fifth season. Over $10,000 has been raised through the lecture series to date. "The lecture series enhances the ability of the Center to provide community programing for the 25,000 people that pass through the Center’s doors," says Steve Susman, Executive Director of the WCC.

Proceeds from the lecture series have been used to help purchase a video/data projector. The after school program was enhanced by funds raised through the lecture series. Improvements were made to the front lobby and landscaping plans are in progress. An annual event, the 2003-2004 series covers a range of topics from the community affairs to politics. Keeping with our theme of University Neighbors, all of the presenters are from the University neighborhood.

We encourage people to come and meet their neighbors. We welcome people from outside the neighborhood to come and hear the presenters; join us in dialogue and share refreshments after each presentation. Please visit the Westcott Community Center web site at www.westcottcc.org for more information and a full listing of topics and presenters.

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GOVERNMENT AND COMMUNITY RELATIONS EVENTS CALENDAR…
For current happenings in and around the community, visit the website of Syracuse University’s Office of Government and Community Relations. In the "Events" section of the site, you will find a calendar of events that may be of interest to you. To learn more about SU’s Office of Government and Community Relations, visit their website at http://govt-comm.syr.edu or call 443-3919.

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TALK TO A LAWYER FREE…
Come in and "chat" with a lawyer and ask questions anonymously and confidentially without cost or legal obligation to hire the consulting lawyer. The "Talk to a Lawyer" program is held every Thursday, 7-8PM, at the Westcott Community Center, 826 Euclid Avenue. Consulting lawyers are members of the Onondaga Bar Association. 117 people have already sought free legal advice through this program. Topics range from divorce to landlord-tenant issues. For more information, please call 478-8634.

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